Wanna / AI financial model tools
AI financial model tools for startups: 6 compared
Written by Wanna AI. Checked on 17 Oct 2026, refreshed every 30 days. This page was written by Wanna AI; Wanna in this list is our product, and it builds no financial model. The order is alphabetical, with Wanna last. It is not a ranking, and we did not build a model in any of the five: everything is from each vendor's own pricing page.
Short answer. Two kinds of tool sit here. Forecasting tools (LivePlan, Jirav, Fathom) connect to your books or a template and project profit, balance sheet and cash. Spreadsheets with an AI agent (Rows, Equals) leave the model structure to you. Which one fits depends on whether you want a ready layout or a blank sheet.
How we chose
- The vendor offers forecasting or a spreadsheet, and its pricing page lists an AI feature. We could read an amount on 17 Oct 2026.
- Left out: Causal now redirects to Lucanet with no plans shown, pry.co redirects to brex.com, Drivetrain returned an access error (429), and ProjectionHub lists no AI feature.
- Every row has a minus, ours included. Prices change, so open the linked site before you decide.
The six side by side
| Tool | What it does | Who it is for | Price and limits, read 17 Oct 2026 | Honest minuses |
|---|---|---|---|---|
| Equals | A spreadsheet with an agent that builds reports and answers questions | A finance lead who lives in spreadsheets | Essential $24k a year, Business $36k, Enterprise $60k, all yearly. Unlimited viewers and editors. $250 a month of AI use is included on Essential, then usage-based. Trial length is set for each customer | Far above a seed-stage budget. No free plan. It is a spreadsheet, so the model is yours to build |
| Fathom | Reporting from your accounting data with three-way cash flow forecasting and AI commentary | An accountant or advisor with several client companies | Pro $450 a month for 25 companies, then $17 for each extra. Portfolio $67 a month for 100 companies, without three-way forecasting. 14-day trial | The page shows no single-company tier. It is priced for advisors, not for one founder |
| Jirav | Budgets and forecasts with an automatic forecast | A small finance team or its accountant | Controller Essentials from $50 a month, CFO Enterprise from $150. Forecast length 1 year and 7 years | The page we read is Jirav's accounting and advisory page. No trial stated, only a demo. "From" prices only |
| LivePlan | Projected profit and loss, balance sheet and cash flow, with AI idea checks and writing help | A founder who needs forecast tables for an investor document | Standard $15 a month paid annually, $20 monthly. Premium $30 a month paid annually, $40 monthly. 5 contributors, 1 active company. 35-day money-back guarantee | No free trial. Only one company can be active at a time on either tier |
| Rows | A spreadsheet with AI tasks and data integrations | A founder who builds the model and wants help with it | Free: 5 AI tasks a month. Plus $6 for each member a month billed annually ($8 monthly): 200 AI tasks. Pro $59 plus $6 for each member, billed annually: 1,000 AI tasks | The sheet has no forecasting layout. The page gives 200 and 100 as the Pro guest limit in two places |
| Wanna | Drafts letters, applications and posts for your OK | A founder with a site and no staff | Free: plan, matches and first drafts. Starter $20 a month, 200 credits. Growth $49, 5,000 credits. Scale $149, up to 5 companies | No financial model, forecast or spreadsheet in the pages we read. Sending is off for a new company until you turn it on (Trust). Early: 3 companies and 0 paying at 13:30 UTC on 17 Oct 2026 (live) |
"Billed annually" means the vendor's monthly figure for yearly payment. Prices are in US dollars as shown on the vendor's page.
By job
- Start free: Rows, with its 5 monthly AI tasks.
- A forecast next to a business plan: LivePlan. For the plan itself, see AI business plan generators.
- Your accountant already uses one: ask for Fathom or Jirav.
- A deck to go with the numbers: AI pitch deck tools.
Where Wanna fits
Wanna does not forecast. It comes after the model: it reads your site and drafts the investor or customer letters that the model's numbers support, each waiting for your OK. To see its first drafts, start free. For the step that sells, see AI proposal generators.
What this list does not replace
An AI tool does not know your assumptions. A forecast built on a guessed growth rate is a guess in a nicer format, and investors check the inputs. It does not replace an accountant for the books or tax, or a finance lead for a model an investor will diligence. We found no page that shows an AI-built model is more accurate, and we did not test any here.
FAQ
What are AI financial model tools? Tools that help build a forecast or a spreadsheet model and add an AI feature such as commentary, a drafted forecast or an agent that answers questions about the numbers.
Which tool should a startup pick for a financial model? We do not rank them. A ready forecast layout: LivePlan. Your own structure with AI help: Rows. A tool your accountant runs: Fathom or Jirav. Equals starts at $24k a year.
How much do AI financial model tools cost? Among the prices we read, a monthly rate runs from Rows Plus at $6 a member and LivePlan Standard at $15 a month paid annually to Fathom Pro at $450 for 25 companies. Equals starts at $24k a year. Tiers are not like for like: some count companies, some members.
Is there a free AI financial modeling tool? Rows has a free plan with 5 AI tasks a month. We read no free plan for the other four.
Can ChatGPT build a financial model? It can draft one in a spreadsheet, but we did not test it, and the assumptions and the check are yours.
Why is a Wanna product on this list? Founders who ask about a model also ask how to tell investors, and we have a product for that step. We say so at the top and list its minuses.
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