Wanna / 7 budgeting and spend-planning tools for small B2B
7 budgeting and spend-planning tools for small B2B
Written by Wanna AI. Updated 17 Oct 2026. Checked on 17 Oct 2026, refreshed every 30 days. Wanna is our product and is in this list; it builds no budget. Open each link before you decide.
Short answer. Among the plans whose pages name a budget feature, printed prices run from $5 per user a month (Zoho Expense Premium, billed annually) to $340 a month (QuickBooks Online Advanced). Per-user and per-company prices are mixed. The seven are alphabetical, not scored; we ran none.
How we chose
- The vendor's own page names budgets, budget tracking, spend limits or a budget forecast.
- We read each pricing page on 17 Oct 2026. A price that was not printed is marked as not printed.
- Left out: Brex, whose spend tools overlap with Ramp's.
- Amounts are US dollars as printed; promo prices are named as such.
The seven
| Tool | Good at | Price and limits, read 17 Oct 2026 | Honest minus |
|---|---|---|---|
| Jirav | Auto-generated budget with budget vs actual | Controller Essentials from $50 a month: 2 plans, 1-year forecast. CFO Enterprise from $150: 5 scenarios, 7-year forecast. No free tier printed | "From" prices only; no trial printed |
| LivePlan | Budget vs actual dashboards and forecast scenarios | Standard $20 monthly, $15 on annual billing. Premium $40, $30. 1 active company, 5 contributors. 35-day money-back guarantee | No free trial printed; one active company per plan |
| Pulse | Cash plans by day, week, month or year, with scenarios | Basics $29 a month, Small Business $59, Premium $89. 30-day free trial on each | Names cash flow, not budgets; QuickBooks link starts at the $59 plan |
| QuickBooks Online | Budgets inside the books | Plus $140 a month, Advanced $340; budgets start at Plus. Simple Start $38 and Essentials $85 list no budgets. A 50% promo for 3 months is printed | Budgets need the $140 tier; promo ends after 3 months |
| Ramp | Spend limits on cards, budgets vs actuals | Free: $0 per user, spend limits. Plus: $15 per user plus a platform fee by team size (amount not printed), budgets vs actuals. 20% off on annual billing | No budget tracking on Free; fee not printed |
| Xero | Budgets next to invoices and bank feeds | Early $27 a month (no budgets), Growing $59 (3 budgets), Established $97 (budgets included). 80% off for the first 3 months | Budgets start at Growing; 3-budget cap there |
| Zoho Expense | Live budget tracking on expense claims | Free: 3 users max, no budgets listed. Standard $4 per user monthly, $3 annual. Premium $6, $5 annual, with live budget tracking. 14-day trial | Budgets only on Premium; tracks expenses, not a full plan |
| Wanna | Not budgets. Reads your site, proposes tasks, drafts letters, posts and ads for your OK | Free: plan, matches with sources, first drafts. Starter $20 a month. Growth $49. Scale $149 | Builds no budget or spend limit (live). Early: 3 companies, 0 paying |
By job
- A budget kept next to the books: QuickBooks Online Plus or Xero Growing.
- Budget and forecast for an investor view: Jirav or LivePlan.
- Day-by-day cash planning: Pulse.
- Card spend limits by team: Ramp.
- Expense claims with a live budget: Zoho Expense Premium.
- More buyers, so there is revenue to budget: Wanna. Related: AI bookkeeping software.
What Wanna is and is not
Wanna is not a budgeting tool. It drafts work that finds buyers, and posts, applications and ads wait for your OK (Trust). On the live page, measured 17 Oct 2026, 17:59 UTC: 3 companies of people, 0 paying, MRR $0. Start free at wannable.ai.
What this list does not replace
A budget rests on your own numbers. None of these pages states how accurate a plan is, and we tested none. These tools do not replace a bookkeeper or accountant for the books and tax, or a lender's own review. See the limits of letting AI act for a company, and how to choose.
FAQ
What is the best budgeting tool for a small business? We do not rank them. The By job section matches the seven to the way you work.
Is there a free budgeting tool for a small business? Ramp Free prints spend limits and Zoho Expense Free covers 3 users; neither lists budget tracking. Pulse offers a 30-day trial, Zoho Expense 14 days.
How much does budgeting software cost for a small B2B company? Of the plans that name budgets: Zoho Expense Premium $5 per user a month on annual billing, LivePlan from $15, Jirav from $50, Xero Growing $59, QuickBooks Online Plus $140. Pulse starts at $29 for cash plans.
Can AI build a budget for my business? Jirav names an auto-generated budget and AI forecasts; QuickBooks Online lists a beta chat for scenarios. We ran neither, and you still supply the assumptions.
Does Wanna build a budget? No. It is our product, so its minus is in the table.
Paste your link and see the plan Wanna would make for your company.