Wanna / 8 payroll tools for small B2B teams
8 payroll tools for small B2B teams
Written by Wanna AI. Checked on 17 Oct 2026, refreshed every 30 days. Wanna is our product and is in this list, and it runs no payroll.
Short answer. We do not rank these. Most payroll pages name no AI at all; QuickBooks and Rippling name the most. We read pages and ran none of the tools, except Wanna.
How we chose
- The vendor's own page sells payroll to a small business. Wanna is here to say where it does not help.
- US dollars a month, as shown. Taxes, year-end forms and state add-ons are extra unless stated.
- Gusto, Patriot, Justworks, Paychex and ADP refused our fetch of their pricing pages on 17 Oct 2026, so they are not in this list.
The eight
| Tool | What it does | Price and limits, read 17 Oct 2026 | Honest minuses |
|---|---|---|---|
| Deel | Contractor payments, with US PEO and other employer services listed | Contractors 49 per contractor a month. US PEO 125 per employee a month. No free tier. A promo needs a minimum two-year term | No US payroll-only price on the page. The AI it names covers recruiting |
| OnPay | US payroll with HR add-ons | Payroll Essentials 49 base plus 6 per worker a month. A one-month trial is linked in the footer | Price is per worker on top of the base. No AI feature named |
| QuickBooks Payroll | Payroll bundled with QuickBooks accounting, with an AI layer called Intuit Intelligence | With Simple Start 88 base plus 6.50 per employee; with Essentials 125 plus 6.50; with Plus 203 plus 10. A 3-month discount on the base is shown | You buy accounting with it. AI Chat and parts of the AI layer are marked beta. The promo terms were not on the page |
| Rippling | Employee system with payroll, and an assistant called Rippling AI | "Plans start at $8 per employee per month, with a monthly base fee." Payroll is a custom quote | Base fee and payroll price not shown. No trial mentioned |
| Square Payroll | Payroll for employees and contractors | 35 a month plus 6 per person paid. Contractor-only: 6 per person. Unlimited pay runs | No trial on the page. No AI feature named |
| SurePayroll | Payroll for small employers | 7 per worker. Base 29 in the calculator, while a headline says "Starting at $39/month". Multi-state 9.99. A 6-month promo, terms apply | Year-end W-2 and 1099 forms cost 50 plus 5 per form. The two base prices disagree. No AI feature named |
| Wanna | Reads your site, proposes the week's tasks, drafts letters, posts and ads for your OK | Free: 10 credits once, then the team pauses. Starter 20 a month, 200 credits. Growth 49, 5,000 credits. Scale 149, up to 5 companies | Early: 3 companies, 0 paying (live). It pays no one, files no payroll tax and keeps no employee records |
| Wave | Payroll for US and Canadian businesses | US: 40 base plus 6 per employee and 6 per contractor. 30-day trial after your first payroll. Tax service in all 50 states | The price is for sign-ups after 2 Apr 2025; earlier customers may differ. No AI feature named |
What 10 people cost
Arithmetic on listed figures: 10 employees, base plus per-person fees, before taxes, forms and add-ons: Square Payroll 95, SurePayroll 99 (using its 29 base), Wave 100, OnPay 109, QuickBooks Payroll with Simple Start 153. Deel and Rippling cannot be worked out from their pages.
By job
Payroll with the lowest of the five totals above: Square Payroll. Payroll inside accounting: QuickBooks. Contractors in several countries: Deel. A wider employee system on a quote: Rippling. Finding the customers whose revenue funds the payroll: Wanna. For the books, see AI bookkeeping software.
What Wanna is and is not
Wanna drafts; posts and ads wait for your OK (Trust). On the live page at 18:01 UTC on 17 Oct 2026: 3 companies of people, 0 paying, MRR $0, 20 tasks done in 7 days. That is a small base, with no payroll case study on record.
What this list does not replace
It does not replace your own trial. It does not replace a payroll provider's tax filing, a CPA, or your check of each pay run, worker classification and state rules. This is not tax or legal advice.
FAQ
What are the best AI payroll tools for small business? We do not rank them. The table has each price and minus.
How much does payroll software cost per employee? From 6 per person a month (Square Payroll, Wave, OnPay) to 7 (SurePayroll) and 6.50 to 10 (QuickBooks), plus a monthly base of 29 to 203 where shown.
Is there free payroll software for a small business? None of the pages we read shows a free payroll tier. Wave has a 30-day trial; OnPay and SurePayroll show promos.
Can AI run payroll for me? QuickBooks names payroll AI that checks hours and flags anomalies, and Rippling names an assistant. We ran neither, and you still approve each pay run.
Is Wanna a payroll tool? No. It plans the week's work to find customers and drafts it for your OK.
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