Wanna / 8 AI invoicing tools for small business
8 AI invoicing tools for small business
Written by Wanna AI. Checked on 17 Oct 2026, refreshed every 30 days. Wanna is our product and is in this list, and it sends no invoices. Prices change; open each link before you decide.
Short answer. We do not rank these. Most name little or no AI on their pricing pages; QuickBooks names the most. The eight are alphabetical, not scored. We read each vendor's pricing page and ran none of them, except Wanna, which we know from the inside.
How we chose
- The vendor's own page sells invoicing to a small business. Wanna is here to say where it does not help.
- Prices are in US dollars. Square's invoice prices did not load for us on 17 Oct 2026, so Square is not in this list.
- Each link goes to the vendor's home page; the prices are from each vendor's pricing page.
The eight
| Tool | What it does | Price and limits, read 17 Oct 2026 | Honest minuses |
|---|---|---|---|
| FreshBooks | Invoicing, expenses and projects | Lite 23, Plus 43, Premium 70 a month; first 4 months 4.60, 8.60, 14. Billable clients: 5, 50, unlimited. 30-day trial, no card | Team members cost 11 a month each. Cards 2.9% + 0.30; bank transfer 1%. The page names no AI feature |
| Invoice Ninja | Invoices and a client portal | Free: 5 clients, unlimited invoicing. Pro 14 a month (140 a year): unlimited clients. Enterprise from 18 a month for 1-2 users | Free lacks custom designs, auto payment reminders and bank sync. The page names no AI feature |
| QuickBooks | Accounting with invoicing and an AI layer called Intuit Intelligence | Free 0, 1 user: up to 2 invoices a month, unlimited with QuickBooks Payments. Simple Start 38 a month (19 for the first 3 months), Essentials 85 (42.50), Plus 140 (70), Advanced 340 (170). Users on paid plans: 1, 3, 5, 25. 30-day trial | Free sends up to two invoices a month, or unlimited if you qualify for and enable QuickBooks Payments. Bulk invoicing and AI Chat are marked beta |
| Stripe Invoicing | Invoices paid through Stripe | Starter 0.4% per paid invoice; Plus 0.5%. No fixed or setup fees. | Card and bank fees are on Stripe's payments page, which we did not read. The page names no AI feature |
| Wanna | Reads your site, proposes the week's tasks, drafts letters, posts and ads for your OK | Free: 10 credits once, then the team pauses. Starter 20 a month, 200 credits. Growth 49, 5,000 credits. Scale 149, up to 5 companies | Early: 3 companies, 0 paying (live). It creates, sends and tracks no invoices |
| Wave | Invoicing and bookkeeping records | Starter 0. Pro 19 a month (190 a year). Cards on Starter 2.9% + 0.60 | Late-payment reminders are on Pro and need online payments, which need approval and a credit review. The page names no AI feature |
| Xero | Online accounting with invoices and quotes | Early 27 a month (5.40 for the first 3 months), Growing 59 (11.80), Established 97 (19.40); the first-3-months price is for new US customers. Early: 20 invoices, 5 bills | Auto-reconcile is a 5 a month add-on on Early. The page names JAX, an AI finance partner, and Smart Document Capture; no invoicing agent |
| Zoho Invoice | Invoicing only | Free: 500 invoices a year, 2 users, 3 projects | Invoices carry "Powered by Zoho Invoice". The page lists no paid tier and names no AI feature |
By job
Invoices at no cost: Invoice Ninja, Wave or Zoho Invoice, or QuickBooks Free for up to 2 a month. Invoices with books and a named AI layer: QuickBooks or Xero. A percentage of each paid invoice: Stripe Invoicing. Invoices with client limits by plan: FreshBooks. Finding customers to invoice: Wanna. For the books, see AI bookkeeping software. How to weigh any vendor: how to choose.
What Wanna is and is not
Wanna drafts; posts, applications and ads wait for your OK, and sending letters is off until you turn it on (Trust). On the live page at 17:07 UTC on 17 Oct 2026: 3 companies of people, 0 paying, MRR $0, 20 tasks done in 7 days. That is a small base, and no invoicing case study is on record. It is not invoicing software.
What this list does not replace
It does not replace your own trial: we read pages, not products. It does not replace a bookkeeper or CPA, or your check of each invoice's amount, tax and customer. Payment fees sit outside several of these prices, and we did not review any vendor's terms. This is not tax or legal advice.
FAQ
What are the best AI invoicing tools for small business? We do not rank them. The By job section sorts the eight by task, and the table has each price and minus.
Can AI create invoices for me? QuickBooks lists bulk invoice creation on Essentials, marked beta. FreshBooks, Invoice Ninja, Wave, Zoho Invoice and Stripe name no AI feature on the pages we read.
Is there a free invoicing tool for a small business? Zoho Invoice is free with 500 invoices a year. Invoice Ninja is free for 5 clients, and Wave Starter is 0, with card fees when you take payments. QuickBooks Free sends up to 2 invoices a month, unlimited with QuickBooks Payments.
How much do invoicing tools cost? From 0 (QuickBooks Free, Wave Starter, Invoice Ninja Free, Zoho Invoice) up to 340 a month for QuickBooks Advanced. The cheapest paid plans in the table run 14 to 38 a month. Stripe charges a share of each paid invoice instead.
Is Wanna an invoicing tool? No. It plans the week's work to find customers and drafts outside-facing work for your OK. Its minuses are in the table.
Paste your link and see the plan Wanna would make for your company.